Banking online in France

Barney
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Qonto bank, 9 euro 1 person 1 card per month, told me I needed a credit mutual bank account to accept checks for my construction business. I opened one online, 3 euros a month.  Checks received are over 10,000 plus per check.
question
1. can I use Sum Up for payments? or IBAN transfers? Or are checks only in my business?
2. can I deduct as a business expense essence fuel or only diesel?

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